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Best Rated Regular Credit Cards

These are cards designed for common everyday usage with standard benefits. Some of the lowest APR cards are in this section.




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Card Issued by FIA Card Services, N.A.

No Balance Transfer Fees for Introductory Rate

Optional Mini Card

No Annual Fee

The Make-A-Wish Foundation Will Receive .65% of All Net Purchases and a Minimum of $2 Per Open and Activated Account

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
1.90%
999 months
999.000%
none
Purchases, Balance Transfers
Very Good


Card Issued by FIA Card Services, N.A.

Get a Response in 60 Seconds

No Balance Transfer Fees for Introductory Rate

No Annual Fee

0% Introductory APR on Purchases, Balance Transfers, and Cash Advance Checks

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
0.00%
999 months
999.000%
none
Purchases, Balance Transfers
Very Good


Secure, Free Online Account Management

$0 Liability on Unauthorized Purchases

Citi® Identity Theft Solutions

No Annual Fee

0% APR* on Balance Transfers and Purchases for Up To Twelve Months

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
0.00%
999 months
999.000%
none
Purchases, Balance Transfers


No Annual Fee and No Liability for Unauthorized Use

All Calls Answered in the United States

1.99% Introductory APR on New Purchases*

NO Balance Transfer Fees and APR stays FIXED Until the Balance is Paid in Full*

Earn 2 Points for Every Dollar Spent at Gas Stations, Grocery Stores, and Drug Stores

Earn 1 Point for Every Dollar Spent Anywhere

Get 2,000 Bonus Points After First Purchase, More than Halfway to a $25 Gift Card

FREE Rewards Program Designed for Hard-Working Union Members

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
1.99%
6 months
13.240%
none
Purchases
Limited or No Credit


Citi® Identity Theft Solutions

$0 Liability on Unauthorized Purchases

Secure, Free Online Account Management

0% APR on Purchases for Six Months

Reports to All Major Credit Bureaus

No Annual Fee

The Citi® Platinum Select® MasterCard Can Help You Establish Your Credit History

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
0.00%
6 months
13.490%
none
Purchases
Very Good


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Disclamier: The credit card information shown here is provided by CardOffers. Reviews are believed to be accurate during the time of evaluation, however, information posted may change after the review date, therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers does not guarantee the accuracy of posted information.