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Best Rated Credit Cards for people with Limited or No Credit

These are cards that require you to have limited or no credit in order to be approved.




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Blue is Your Launch Pad to Standout Shopping and Entertainment Rewards and One-of-a-Kind Experiences

Low Balance Transfer APR - 4.99% Fixed APR for the Life of the Balance

No Annual Fee

0% APR for Up To 15 Months

Membership Rewards Express(SM) program

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
0.00%
15 months
12.240%
none
Purchases
Limited or No Credit


No Annual Fee

Low Balance Transfer Rate - 4.99% Fixed APR for the Life of the Balance

0% Intro APR for 6 Months

Earn Unlimited Cash Back

Up To 5% Cash Back with Unlimited Cash Rewards

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
0.00%
6 months
13.240%
none
Purchases
Limited or No Credit


Earn Cash Rewards on Purchases Made by Additional Cardholders

OPEN Savings®: Automatic Discounts with FedEx, Delta®, Courtyard by Marriott®, and More

Option to Pay over Time or Pay in Full

No Annual Fee

0% Intro APR for 6 Months

There's No Limit on the Cash Back You Can Earn

Up To 5% Cash Back

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
0.00%
6 months
11.240%
none
Purchases
Limited or No Credit


Use Online, Over the Phone — Anywhere Visa Debit Cards are Accepted

Free 24x7 Customer Service, Activity Status, & Balance Inquiries

Free Money Loading With Direct Deposit of Pay or Government Benefits

Quick, Easy Application

Everyone is Eligible — No Credit Check or Employment Verification

Created by Philanthropist and Entrepreneur Russell Simmons

No Monthly, Annual, or Hidden Fees

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
NA
NA
NA
none
None
Limited or No Credit


No Pre-Set Spending Limit

Many Other Travel and Shopping Benefits

Global Assist® Plus Hotline Allows You to Travel with Total Peace of Mind when You are More than 100 Miles Away from Home

The Membership Rewards Program also Lets You Transfer Points to 11 Frequent Flyer Programs: 1 Point = 1 Frequent Flyer Mile or Frequent Guest Credit for Most Programs

Get 5,000 Bonus Membership Rewards® Points Redeemable for Rewards Right Away

First Year Fee-Free - $95 Thereafter

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
NA
NA
NA
$95.00
None
Limited or No Credit


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Disclamier: The credit card information shown here is provided by CardOffers. Reviews are believed to be accurate during the time of evaluation, however, information posted may change after the review date, therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers does not guarantee the accuracy of posted information.