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Best Rated Credit Cards For People With Poor Credit

These are cards designed for people with limited or no credit who do not want to put down a deposit or prepay their balance. They offer somewhat competitive rates and have relaxed criteria for approvals.




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Periodic Credit Limit Increases

Free Online 24-Hour Account Access and Bill Pay

Reports to All 3 Credit Bureaus Monthly

Premium Platinum Benefits Including Purchase Protection

Enjoy the Prestige of Platinum with No Up Front Fees

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
0.00%
6 months
14.900%
$39.00
Purchases
Very Good


Prestige of Carrying a Gold Card

Semi-Annual Credit Limit Increases

Excellent Online Tools for Managing Your Finances

FREE Online Access

Monthly Reporting to the Major Credit Bureaus

Unsecured MasterCard Accepted at Millions of Locations Worldwide

Rates As Low as 9.75% APR*

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
NA
NA
9.750%
$27.00
None
Good


Periodic Credit Limit Increases

Free Online 24-Hour Account Access and Bill Pay

Reports to All 3 Credit Bureaus Monthly

Receive Gold Card Privileges and Benefits

Enjoy the Prestige of a Gold MasterCard®

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
0.00%
6 months
14.900%
$79.00
Purchases
Good


Periodic Credit Limit Increases

Free Online 24-Hour Account Access and Bill Pay

Reports to All 3 Credit Bureaus Monthly

Receive MasterCard® Privileges and Benefits

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
0.00%
6 months
14.900%
$49.00
Purchases
Limited or No Credit


Unsecured MasterCard Accepted at Millions of Locations Worldwide

No Minimum Monthly Income Requirements*

Semi-Annual Credit Limit Increases

Excellent Online Tools for Managing Your Finances

Free Online Access

Monthly Reporting to the Major Credit Bureaus

Get Your Application Results in Seconds

CreditCard49 Rating
 
Intro APR
Intro APR Period
Regular APR
Annual Fee
Intro Good On
Credit Needed
NA
NA
19.920%
$49.00
None
Limited or No Credit


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Disclamier: The credit card information shown here is provided by CardOffers. Reviews are believed to be accurate during the time of evaluation, however, information posted may change after the review date, therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers does not guarantee the accuracy of posted information.