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USA Platinum Plus
Issued By: USA Credit |
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*See website for terms and conditions
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Unlimited *Free Access to Your Credit Report for 30 Days
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*Guaranteed Approval
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The Credit Line Is Reported To A Major Credit Bureau
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*No Employment Verifications
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*No Credit Checks or Turndowns
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
NA |
NA |
NA |
none |
None |
Very Good |
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Card Info Last Reviewed 2007-01-09 |
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Our Review
The USA Platinum Plus, issued by USA Credit, is designed for those with poor to limited credit who are looking to establish credit.
Although there is a $149.95 account set-up fee, it is considered reasonable as compared to similar products designed to establish credit, many of which can charge fees ranging anywhere between $200 and $400 for the first year of membership. In addition, there is no annual fee and no interest rate on purchases.
Anyone who applies will be accepted, based on their "No Credit Check or Credit Turndowns" policy, although certain restrictions do apply (See website for terms and conditions).
Those who become active members will be glad to know that the credit line is reported to a major credit bureau. It also provides new members with unlimited *free access to their credit report for 30 days.
The major drawback of this product is that it can only be used for retail purchases through the USA Shopping Club. In essence, the card is a retail charge card that can only be used for selected products. However, this may or may not be a drawback for certain members.
Therefore, those who do not require a card for general everyday purchases may find the USA Platinum Plus to be a suitable option.
Additional Perks
Unlimited *free access to a credit report for 30 days.
*See website for additional benefits.
Notations
The credit line is reported to a major Credit Bureau.
Applicants must be at least 18, a U.S. citizen or permanent resident (excluding Wisconsin) with an active checking account, and have no undischarged bankruptcies.
*Guaranteed approval.
*No credit checks or turndowns.
*Pre-Approved.
*See website for terms and conditions.
View Website Details
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