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Starwood Preferred Guest® Business Credit Card from American Express®
Issued By: American Express |
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Fee-Free for Your First Year
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Save on Business Purchases at Companies Like FedEx® and Hertz®
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Transfer to over 30 Frequent Flyer Programs, Most on a One-to-One Basis
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Redeem at over 825 Participating Starwood Hotels and Resorts Worldwide with No blackout Dates. Starwood Hotels Include Sheraton®, Westin®, W Hotels®, St. Regis®, Luxury Collection®, Le Meridien®, and Four Points by Sheraton
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Earn 1 Starpoint for Virtually Every Dollar You Spend on the Card
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Earn 10,000 Starpoints with Your First Purchase - That's Good for Up To 3 Free Nights!
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
2.90% |
6 months |
18.240% |
$30.00 |
Purchases, Balance Transfers |
Limited or No Credit |
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Card Info Last Reviewed 2007-04-19 |
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Our Review
The Starwood Preferred Guest® Business Credit Card from American Express® is designed for business owners with good credit who frequently stay at Starwood hotels and resorts and plan to take advantage of the various benefits and services that are provided.
In reference to the reward program, one point is earned for every dollar spent on the card and double points are earned at participating Starwood properties and retail outlets. Points can be redeemed for various travel services, such as free hotel stays and airline travel. Cardholders also earn 10,000 bonus points after their first purchase, which is enough for up to three free nights. Points do not expire as long as the account is active within a one-year period.
Perhaps what is most impressive about the program is the fact that cardholders can transfer earned points to a variety of frequent flyer programs. In addition, when a cardholder transfers 20,000 Starpoints into miles, they are awarded 5,000 bonus miles.
Aside from the reward program, the card does offer a variety of benefits such as emergency card replacement and various travel and emergency assistance services. Cardholders will also receive access to the OPEN Savings Network for discounts on products and services at participating merchants and retailers.
The interest rate for purchases is considered high, but there is a low introductory rate for purchases and balance transfers for the first six months. The annual fee of $30 that is waived the first year
Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and frequently stay at Starwood hotels and resorts (to earn additional points) will benefit most from what the Starwood Preferred Guest® Business Credit Card from American Express® has to offer.
Additional Perks
Various Internet account related services.
No liability for unauthorized Internet transactions.
Access to the OPEN Savings Network.
Discounts on products and services at participating merchants and retailers.
Cardholder is upgraded to Gold Preferred status when their spending is $30,000 in a calendar year.
Emergency card replacement.
Emergency cash replacement.
Various travel and emergency assistance services.
See website for additional benefits.
Notations
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure.
View Website Details
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