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Secured/Pre-Paid Credit Cards
These are cards designed for people with limited, no credit, or poor credit. All these card require you to keep a deposit or prepay your balance in full. These cards are great for building credit or fixing credit.
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Account Now™ Vantage Debit Visa® Card
Issued By: Palm Desert National Bank |
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 | No More Check Cashing Fees |
| No Need to Carry Cash |
| Make Purchases Online and Offline |
| Free Pay Anyone Bill Pay |
| Keep Track of Monthly Spending |
| Free Direct Deposit |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
NA |
NA |
NA |
none |
None |
Limited or No Credit |
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Western Union® Prepaid MasterCard®
Issued By: BANKFIRST |
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| No Annual Fees |
| Keep in Touch with Your Balance. Receive Text Message to Your Mobile Device after Every Purchase |
| Directly Deposit Your Paycheck to Your Card with No Charge |
| Reload with Cash at Any of over 48,000 Western Union Agent Locations in the U.S.A. |
| No Bank Account Required |
| No Credit Check |
| Short Easy Application |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
NA |
NA |
NA |
none |
None |
Limited or No Credit |
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Orchard Bank MasterCard® Secured
Issued By: HSBC Bank Nevada, N.A. |
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| Complimentary Online Services for Account Management and Payment |
| Periodic Credit Limit Increase Review |
| Competitive APRs |
| Low Annual Fees |
| Initial Credit Limit Up To $1,000 |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
14.900% |
$35.00 |
Purchases |
Limited or No Credit |
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New Millennium Bank Gold Visa® / MasterCard®
Issued By: New Millennium Bank |
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| No Credit Check |
| Get Cash at Over 740,000 ATMs |
| Reports to All 3 Bureaus |
| Credit Limits Up To $10,000 |
| Approved Regardless of Credit History |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
NA |
NA |
19.500% |
$59.00 |
None |
Good |
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New Millennium Bank Platinum Visa®/MasterCard®
Issued By: New Millennium Bank |
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| Reports to the 3 Major Credit Bureaus |
| Be Approved Regardless of Income or Credit History |
| Complimentary Online Services for Account Management and Payments |
| Credit Amount Equals the Deposit |
| Guaranteed Issue |
| Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking |
| Free Companion Airfare |
| Get Approved for Up To $10,000 in Secured Credit with No Credit Check |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
NA |
NA |
19.500% |
$59.00 |
None |
Very Good |
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