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Regular Credit Cards
These are cards designed for common everyday usage with standard benefits. Some of the lowest APR cards are in this section.
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Make-A-Wish® Platinum Visa® Card
Issued By: Bank of America |
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 | Card Issued by FIA Card Services, N.A. |
| No Balance Transfer Fees for Introductory Rate |
| Optional Mini Card |
| No Annual Fee |
| The Make-A-Wish Foundation Will Receive .65% of All Net Purchases and a Minimum of $2 Per Open and Activated Account |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
1.90% |
999 months |
999.000% |
none |
Purchases, Balance Transfers |
Very Good |
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Bank of America® Platinum Plus® Visa® Card
Issued By: Bank of America |
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| Card Issued by FIA Card Services, N.A. |
| Get a Response in 60 Seconds |
| No Balance Transfer Fees for Introductory Rate |
| No Annual Fee |
| 0% Introductory APR on Purchases, Balance Transfers, and Cash Advance Checks |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
999 months |
999.000% |
none |
Purchases, Balance Transfers |
Very Good |
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Citi® Diamond Preferred® Card
Issued By: Citibank |
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| Secure, Free Online Account Management |
| $0 Liability on Unauthorized Purchases |
| Citi® Identity Theft Solutions |
| No Annual Fee |
| 0% APR* on Balance Transfers and Purchases for Up To Twelve Months |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
999 months |
999.000% |
none |
Purchases, Balance Transfers |
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Union Plus MasterCard®
Issued By: HSBC Bank Nevada, N.A. |
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| No Annual Fee and No Liability for Unauthorized Use |
| All Calls Answered in the United States |
| 1.99% Introductory APR on New Purchases* |
| NO Balance Transfer Fees and APR stays FIXED Until the Balance is Paid in Full* |
| Earn 2 Points for Every Dollar Spent at Gas Stations, Grocery Stores, and Drug Stores |
| Earn 1 Point for Every Dollar Spent Anywhere |
| Get 2,000 Bonus Points After First Purchase, More than Halfway to a $25 Gift Card |
| FREE Rewards Program Designed for Hard-Working Union Members |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
1.99% |
6 months |
13.240% |
none |
Purchases |
Limited or No Credit |
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Citi® Platinum Select® MasterCard
Issued By: Citibank |
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| Citi® Identity Theft Solutions |
| $0 Liability on Unauthorized Purchases |
| Secure, Free Online Account Management |
| 0% APR on Purchases for Six Months |
| Reports to All Major Credit Bureaus |
| No Annual Fee |
| The Citi® Platinum Select® MasterCard Can Help You Establish Your Credit History |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
13.490% |
none |
Purchases |
Very Good |
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