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Regular Credit Cards
These are cards designed for common everyday usage with standard benefits. Some of the lowest APR cards are in this section.
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Pulaski Bank Visa® / MasterCard®
Issued By: Pulaski Bank |

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 | 0.0% Introductory APR on All Balance Transfers |
 | No Fee Balance Transfers |
 | Best Credit Card Rate in the Country |
 | Fixed Low Rate |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
7.990% |
$35.00 |
Balance Transfers |
Limited or No Credit |
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Pulaski Bank Gold Visa® Card
Issued By: Pulaski Bank |

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 | 9.5% APR |
 | 0% Balance Transfers |
 | No Annual Fee |
 | Low Rate |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
9.500% |
none |
Balance Transfers |
Good |
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Rainbow Platinum Plus® Visa® Card
Issued By: Bank of America |

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 | Card Issued by FIA Card Services, N.A. |
 | Online Account Access, Get Up-To-The-Minute Account Information, Schedule Payments Online, Review Statements and Much More |
 | No Annual Fee |
 | Earn 1 Point for Every Net Retail Dollar and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash |
 | For Every New Account That is Opened and Every Purchase Made With the Card, Bank of America Will Make a Contribution to the Rainbow Endowment - at no Additional Cost to You! The Rainbow Endowment is a Grant Making Organization that Funds the GLBT Communit |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
9.900% |
none |
Balance Transfers |
Very Good |
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Citi® Platinum Select® Card
Issued By: Citibank |

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 | Reports to All Major Credit Bureaus to Help You Establish Your Credit History |
 | Secure, Free Online Account Management |
 | $0 Liability on Unauthorized Purchases |
 | Citi® Identity Theft Solutions |
 | No Annual Fee |
 | 0% APR* on Balance Transfers and Purchases for Up To Twelve Months |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
999 months |
999.000% |
none |
Purchases, Balance Transfers |
Very Good |
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AT&T Universal Savings Platinum Card
Issued By: Citibank |

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 | Plus AT&T Calling Benefits: Up To 30 Free Phone Minutes Each Month; 2 Free Directory Assistance Inquiries Per Month and Other Wireless Benefits |
 | No Annual Fee |
 | 0% APR* on Balance Transfers for 12 Months |
 | Up To 10% Savings for the First 12 Months on AT&T Purchases |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
999.000% |
none |
Balance Transfers |
Very Good |
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