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No Annual Fees Credit Cards
These are cards that do not charge an annual fee to have the card.
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Baby Phat Prepaid Visa® RushCard
Issued By: Manufacturers and Traders Trust Company |

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 | Helps Control Debt - You Can't Overspend! |
 | Quick, Easy Application - No Monthly Fee |
 | Everyone is Eligible — No Credit Check or Employment Verification |
 | Free Money Loading With Direct Deposit and Free 24x7 Customer Service |
 | Simple and Reasonable - No Monthly, Annual, or Hidden Fees |
 | Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
NA |
NA |
NA |
none |
None |
Limited or No Credit |
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All-Access® MasterCard® Prepaid Card
Issued By: MetaBank |

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 | Choice of GOLD or BLACK Designs |
 | Free Account Alerts |
 | No Bank Account Required |
 | No Bounced Checks or Overdraft Fees |
 | $10,000 Reload Capacity Nationwide |
 | No Upfront Payment and No Minimum Balance |
 | 100% Approved With No Credit Check |
 | NO MONTHLY Fee (Ideal For Occasional Use) |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
NA |
NA |
NA |
none |
None |
Limited or No Credit |
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Citi CashReturns(SM) MasterCard®
Issued By: Citibank |

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 | No Annual Fee |
 | 0% APR* on Balance Transfers for 12 Months |
 | Checks Will Be Sent Automatically Every Time You Earn $50 – No Calling Necessary |
 | NO limit and NO Expiration on the Amount of Cash Back You Can Earn |
 | Earn 1% Cash Back on ALL Purchases and Eligible Cash Advances After The First 3 Months |
 | Earn 5% Cash Back on ALL Purchases for 3 Months |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
10.240% |
none |
Balance Transfers |
Limited or No Credit |
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Home Advantage™ MasterCard® from Bank of America
Issued By: Bank of America |

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 | Secure Online Account Access and Electronic Bill Payment Service |
 | Access to The MyConcierge(SM) Service, a Unique Personal Assistance Service |
 | Absolute Fraud Protection Against Unauthorized Use, Online and Offline |
 | No Limit to The Number of Points You Can Earn Each Year |
 | Redeem Your Points as Extra Payments- Every Time You Earn 5,000 Points, You Can Redeem Them for Cash - Which Can be Applied Directly to Your Mortgage |
 | Redeem Your Points For Cash Back, Travel With no Blackout Dates, Car Rental and Hotel Rewards, Brand Name Merchandise, or Gift Certificates |
 | Earn 1 Point For Every $1 in Net Retail Purchases at All Merchants |
 | 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks Through Your First Twelve Billing Cycles |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
999 months |
15.990% |
none |
See Terms and Conditions |
Excellent |
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Discover® More Card
Issued By: Discover |

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 | *View Discover® Card Rates, Fees, Rewards and Other Important Information |
 | 0% Intro APR* |
 | Customer Service in Less Than a Minute, Anytime You Want |
 | Double Rewards With More than 80 Cashback Bonus Partners* |
 | Up to 20% Cashback Bonus® When You Shop Online* |
 | Unlimited Cash Rewards, Automatically |
 | Earn More Cash in More Ways Than Anyone Else(SM)* |
 | Apply Now and Get $40 Cashback Bonus* |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
10.990% |
none |
Purchases, Balance Transfers |
Very Good |
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