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No Annual Fees Credit Cards
These are cards that do not charge an annual fee to have the card.
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American Express SimplyCash(SM) Business Card
Issued By: American Express |

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 | OPEN Savings® Automatic Discounts with FedEx, Delta®, Courtyard by Marriott®, and More |
 | No Fee with the Flexibility to Pay in Full or Carry a Balance |
 | 0% Introductory APR for the First 12 Months |
 | Cash Back is Automatically Credited to the Statement Each Month |
 | No Limits to The Cash Back You Can Earn |
 | Earn 1% Cash Back on Virtually All Other Purchases |
 | Earn 5% Cash Back on Gas, Office Supplies, and Wireless Services |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
8.250% |
none |
Purchases |
Very Good |
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BoatU.S.™ Platinum Plus® Visa® Card
Issued By: Bank of America |

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 | Card Issued by FIA Card Services, N.A. |
 | No Annual Fee |
 | Absolute Fraud Protection Against Unauthorized Use, Online and Offline |
 | Access to the MyConcierge(SM) Service, a Unique Personal Assistance Service |
 | Earn 1 Point for Every Net Retail Purchase Dollar Spent and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
9.900% |
none |
Balance Transfers |
Very Good |
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Discover® Motiva Card
Issued By: Discover |

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 | *View Discover® Card Rates, Fees, Rewards and Other Important Information |
 | Online Bill Payment |
 | No Annual Fee |
 | Unlimited Cash Rewards |
 | Up to 1% Cashback Bonus on All Other Purchases |
 | 5% to 20% Cashback Bonus® at Top Online Retailers |
 | Automatically get a Pay-On-Time Bonus(SM) Equal to a Full Month's Interest Every Time You Make 6 On-Time Payments in a Row - Twice a Year, Every Year |
 | Cash Rewards for Your Good Credit Management!* |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
3.90% |
10 months |
10.990% |
none |
Purchases |
Limited or No Credit |
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Blue from American Express®
Issued By: American Express |

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 | Blue is Your Launch Pad to Standout Shopping and Entertainment Rewards and One-of-a-Kind Experiences |
 | Low Balance Transfer APR - 4.99% Fixed APR for the Life of the Balance |
 | No Annual Fee |
 | 0% APR for Up To 15 Months |
 | Membership Rewards Express(SM) program |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
15 months |
12.240% |
none |
Purchases |
Limited or No Credit |
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Blue Cash® from American Express®
Issued By: American Express |

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 | No Annual Fee |
 | Low Balance Transfer Rate - 4.99% Fixed APR for the Life of the Balance |
 | 0% Intro APR for 6 Months |
 | Earn Unlimited Cash Back |
 | Up To 5% Cash Back with Unlimited Cash Rewards |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
13.240% |
none |
Purchases |
Limited or No Credit |
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