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No Annual Fees Credit Cards
These are cards that do not charge an annual fee to have the card.
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Western Union® Prepaid MasterCard®
Issued By: BANKFIRST |

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 | No Annual Fees |
 | Keep in Touch with Your Balance. Receive Text Message to Your Mobile Device after Every Purchase |
 | Directly Deposit Your Paycheck to Your Card with No Charge |
 | Reload with Cash at Any of over 48,000 Western Union Agent Locations in the U.S.A. |
 | No Bank Account Required |
 | No Credit Check |
 | Short Easy Application |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
NA |
NA |
NA |
none |
None |
Limited or No Credit |
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Efectiva™ Platinum Plus® Visa®
Issued By: Bank of America |

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 | Card Issued by FIA Card Services, N.A. |
 | Discounts on Auto Rentals |
 | Optional Mini Card |
 | Up To $600 Cash Back Per Year |
 | Customer Communications are Sent in Spanish and English |
 | No Annual Fee |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
999 months |
999.000% |
none |
Purchases, Balance Transfers |
Very Good |
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The Nest Credit Card from American Express®
Issued By: American Express |

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 | Exclusive Welcome Gift: The Nest Planning Kit, Filled with Many Helpful Items to Get the Two of You Started Including The Nest Planning Binder, Designed to Help You Organize and Manage Home Expenses and Joint Finances |
 | No Annual Fee. Pay over Time or in Full |
 | Earn an Additional 10,000 Bonus Points when You Spend over $15,000 on the Card Annually |
 | Start Out with a Great Nest-Warming Gift - 5,000 Membership Rewards® Points the First Time You Use the Card, which Can Be Redeemed for a $50 Gift Card |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
NA |
NA |
12.240% |
none |
None |
Limited or No Credit |
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Chase Platinum Business Card
Issued By: Chase |

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 | Visa Business Partner Advantage - Savings of Up To 20% From Leading Retailers with Special Offers on Computer Equipment, Office Supplies and More |
 | Platinum Business Benefits - Value Benefits Such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance |
 | No Annual Fee |
 | Free Online Reporting - Quarterly Reports Enable You to Monitor Your Business Spending |
 | Save with 0% APR for Up To 12 Months on Purchases and Balance Transfers* |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
12.240% |
none |
Purchases, Balance Transfers |
Very Good |
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Chase Business Rebate Visa® Card
Issued By: Chase |

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 | Free Additional Cards for Your Employees, Free Quarterly Reports and Other Online Account Management Tools to Help You Keep Track of Your Business Expenses |
 | No Annual Fee |
 | 0% APR for Up To 12 Months* on Purchases and Balance Transfers |
 | 1% Cash Rebate on All Other Purchases |
 | 3% Cash Back Back** for Purchases at Restaurants, Gas Stations, Office Supply Stores, Building Supply Stores, and Hardware and Home Improvement Stores |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
14.240% |
none |
Purchases, Balance Transfers |
Limited or No Credit |
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