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No Annual Fees Credit Cards
These are cards that do not charge an annual fee to have the card.
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Choice Privileges® Visa® Card
Issued By: Bank of America |
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 | Card Issued by FIA Card Services, N.A. |
| No Annual Fee |
| Earn 2 Points Per Dollar on All Other Purchases |
| Earn 15 Points for Every Dollar Spent at Choice Privileges Locations throughout the U.S., Canada, and Mexico, including Comfort Inn®, Comfort suites®, Quality®, Sleep Inn®, Clarion®, and MainStay Suites® |
| 1.9% Fixed Introductory Annual Percentage Rates (APR) on Purchases and Balance Transfers (Not Cash Advances) for the First 6 Months |
| Earn 8,000 Points after Your First Qualifying Purchases of $150, Plus Earn Points on All Your Purchases |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
1.90% |
999 months |
999.000% |
none |
Purchases, Balance Transfers |
Very Good |
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AT&T Universal Savings and Rewards Card
Issued By: Citibank |
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| Plus AT&T Calling Benefits: Up To 30 Free Phone Minutes Each Month; 2 Free Directory Assistance Inquiries Per Month and Other Wireless Benefits |
| No Annual Fee |
| 0% APR* on Balance Transfers for 12 Months |
| 1 ThankYou Point for Every Dollar You Spend on Non-AT&T Purchases |
| Up To 10% Savings for the First 12 Months on AT&T Purchases |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
999.000% |
none |
Balance Transfers |
Very Good |
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IN:NYC® Card from American Express
Issued By: American Express |
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| No Annual Fee |
| 0% APR for 6 Months |
| Points have No Expiration Date and You Can Redeem Points for Rewards in New York |
| Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend in New York City |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
12.240% |
none |
Purchases, Balance Transfers |
Limited or No Credit |
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Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card
Issued By: Bank of America |
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| Card Issued by FIA Card Services, N.A. |
| *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles |
| *Free Online Account Management |
| *100% Fraud Protection |
| *No Annual Fee |
| *Earn 1% Cash Back on All Purchases with No Limit to How Much You Can Earn and No Fees to Redeem Your Cash Back Credit |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
999 months |
15.990% |
none |
See Terms and Conditions |
Very Good |
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IN:CHICAGO® Card from American Express
Issued By: American Express |
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| No Annual Fee |
| 0% APR for 6 Months |
| Points have No Expiration Date and You can Redeem Points for Rewards in Chicago, New York and Los Angeles |
| Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend, whether You're in Chicago or Not |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
12.240% |
none |
Purchases, Balance Transfers |
Limited or No Credit |
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