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No Annual Fees Credit Cards
These are cards that do not charge an annual fee to have the card.
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NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card
Issued By: Bank of America |
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 | Card Issued by FIA Card Services, N.A. |
| *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles |
| *Free Online Account Access |
| *No Annual Fee |
| *Redeem Points for Exclusive NASCAR® Experiences and Collectibles |
| *Earn RacePoints(SM) Every Time You Make a Purchase§ |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
999 months |
15.990% |
none |
See Terms and Conditions |
Very Good |
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All-Access® Visa® Prepaid Card
Issued By: MetaBank |
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| Online Bill Pay - Pay Bills to Anyone at Any Time, Online |
| FREE Direct Deposit - Make Payday Faster and Safer |
| FREE Account Alerts - Email or Text Messages on Account Activity |
| FREE Instant Transfers - Send Money to Other Cardholders |
| FREE Savings Accounts - Higher Rate Than Most National Banks |
| No Upfront Payment - and No Minimum Balance Requirements |
| $10,000 Load Capacity - Reloadable at Retailers Nationwide |
| 100% Approved - No Credit Check and Bad Credit is Okay |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
NA |
NA |
NA |
none |
None |
Limited or No Credit |
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The Platinum Business Credit Card
Issued By: American Express |
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| No Annual Fee and Fee-Free Additional Cards |
| 0% APR for the First 12 Months |
| OPEN Savings®: Automatic Discounts with FedEx, Delta®, Courtyard by Marriott®, and More |
| There's No Limit to the Number of Points You Can Earn |
| Option to Enroll in Fee-Free Membership Rewards Program |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
11.240% |
none |
Purchases |
Very Good |
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MERRILL+® Card
Issued By: FIA Card Services, N.A. |
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| Card Issued by FIA Card Services, N.A. |
| Extraordinary Benefits such as Companion Airline Tickets and Upgrades, Airport Lounge Access, and 24/7 Concierge |
| Earn 1 Point for Every $1 Spent |
| Credit Line May Be as High as $250,000 |
| Low 9.99% APR |
| Introductory Fixed 1.9% APR on Balance Transfers and Cash Advance Checks for the First 12 Billing Cycles |
| No Annual Fee |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
1.90% |
12 months |
9.990% |
none |
Balance Transfers |
Limited or No Credit |
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Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card
Issued By: Bank of America |
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| Card Issued by FIA Card Services, N.A. |
| Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles |
| Absolute Fraud Protection |
| Free 24/7 Concierge Service |
| No Annual Fee |
| Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates |
| Earn 1 Point for Every Net Retail Purchase Dollar |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
9.990% |
none |
Balance Transfers |
Very Good |
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