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Low Interest Credit Cards
These are cards that have low regular APRs. Great for people that keep a balance of their credit from month to month.
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Pulaski Bank Visa® / MasterCard®
Issued By: Pulaski Bank |
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 | 0.0% Introductory APR on All Balance Transfers |
| No Fee Balance Transfers |
| Best Credit Card Rate in the Country |
| Fixed Low Rate |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
7.990% |
$35.00 |
Balance Transfers |
Limited or No Credit |
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The Platinum Business Credit Card
Issued By: American Express |
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| No Annual Fee and Fee-Free Additional Cards |
| 0% APR for the First 12 Months |
| OPEN Savings®: Automatic Discounts with FedEx, Delta®, Courtyard by Marriott®, and More |
| There's No Limit to the Number of Points You Can Earn |
| Option to Enroll in Fee-Free Membership Rewards Program |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
11.240% |
none |
Purchases |
Very Good |
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MERRILL+® Card
Issued By: FIA Card Services, N.A. |
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| Card Issued by FIA Card Services, N.A. |
| Extraordinary Benefits such as Companion Airline Tickets and Upgrades, Airport Lounge Access, and 24/7 Concierge |
| Earn 1 Point for Every $1 Spent |
| Credit Line May Be as High as $250,000 |
| Low 9.99% APR |
| Introductory Fixed 1.9% APR on Balance Transfers and Cash Advance Checks for the First 12 Billing Cycles |
| No Annual Fee |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
1.90% |
12 months |
9.990% |
none |
Balance Transfers |
Limited or No Credit |
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Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card
Issued By: Bank of America |
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| Card Issued by FIA Card Services, N.A. |
| Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles |
| Absolute Fraud Protection |
| Free 24/7 Concierge Service |
| No Annual Fee |
| Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates |
| Earn 1 Point for Every Net Retail Purchase Dollar |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
9.990% |
none |
Balance Transfers |
Very Good |
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Bank of America World MasterCard® with WorldPoints™
Issued By: Bank of America |
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| Card Issued by FIA Card Services, N.A. |
| Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles |
| Absolute Fraud Protection |
| Online Account Access and Point Management |
| No Annual Fee |
| Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates |
| Earn 1 Point for Every Net Retail Purchase Dollar |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
9.990% |
none |
Balance Transfers |
Excellent |
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