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Credit Cards for people with Limited or No Credit
These are cards that require you to have limited or no credit in order to be approved.
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Citi CashReturns(SM) MasterCard®
Issued By: Citibank |

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 | No Annual Fee |
 | 0% APR* on Balance Transfers for 12 Months |
 | Checks Will Be Sent Automatically Every Time You Earn $50 – No Calling Necessary |
 | NO limit and NO Expiration on the Amount of Cash Back You Can Earn |
 | Earn 1% Cash Back on ALL Purchases and Eligible Cash Advances After The First 3 Months |
 | Earn 5% Cash Back on ALL Purchases for 3 Months |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
10.240% |
none |
Balance Transfers |
Limited or No Credit |
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Business Green Rewards Card
Issued By: American Express |

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 | Fee-Free for the First Year - a $95 Savings |
 | Redeem Points for Top-Tier Rewards Including Travel, Merchandise, Office Equipment, and Gift Cards for You or Your Employees |
 | Automatic Discounts at partners including JetBlue, Delta®, FedEx, Courtyard by Marriott®, and More |
 | Earn One Membership Reward Point for Virtually Every Dollar You Spend with No Limits and No Expiration Dates |
 | No Pre-Set Spending Limit* or Finance Charges |
 | Receive 5,000 Bonus Points on Your First Purchase |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
NA |
NA |
NA |
$95.00 |
None |
Limited or No Credit |
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IN:NYC® Card from American Express
Issued By: American Express |

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 | No Annual Fee |
 | 0% APR for 6 Months |
 | Points have No Expiration Date and You Can Redeem Points for Rewards in New York |
 | Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend in New York City |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
12.240% |
none |
Purchases, Balance Transfers |
Limited or No Credit |
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JetBlue Card from American Express®
Issued By: American Express |

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 | 200 Award Dollars = 1 TrueBlue Point and 100 TrueBlue Points = One Round Trip Flight |
 | Earn Double Award Dollars on Entertainment, Leisure, Travel and Dining |
 | Earn One Award Dollar for Virtually Every Dollar You Spend |
 | TrueBlue Points Don't Expire. Use Your Card or Fly JetBlue and the Life of Your Points is Extended for a Full Year |
 | Earn 50 TrueBlue® Points after Your First Purchase - That's Half Way to an Award Flight! |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
3.99% |
6 months |
18.240% |
$40.00 |
Balance Transfers |
Limited or No Credit |
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IN:CHICAGO® Card from American Express
Issued By: American Express |

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 | No Annual Fee |
 | 0% APR for 6 Months |
 | Points have No Expiration Date and You can Redeem Points for Rewards in Chicago, New York and Los Angeles |
 | Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend, whether You're in Chicago or Not |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
12.240% |
none |
Purchases, Balance Transfers |
Limited or No Credit |
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