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Citi® Platinum Select® MasterCard
Issued By: Citibank |
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Citi® Identity Theft Solutions
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$0 Liability on Unauthorized Purchases
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Secure, Free Online Account Management
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No Annual Fee
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Reports to All Major Credit Bureaus
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The Citi® Platinum Select® MasterCard Can Help You Establish Your Credit History
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0% APR on Purchases for Six Months
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
14.240% |
none |
Purchases |
Very Good |
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Card Info Last Reviewed 2007-04-16 |
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Our Review
The Citi® Platinum Select® MasterCard, issued by Citibank, is designed for those with fair to good credit or those looking to establish credit history.
This card has a slightly above average interest rate for purchases and balance transfers, but it does offer a 0% introductory APR on purchases for the first six months. There is also no annual fee.
It is important to note that there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.
The card does provide several platinum cardholder benefits that include auto rental insurance, fraud protection services, and up to $1,000,000 in travel accident insurance. However, there are no extraordinary benefits or services specifically available to cardholders in comparison to some other platinum credit cards.
Therefore, those with fair to good credit who plan to take advantage of the introductory offer and the services provided will benefit most from what the Citi® Platinum Select® MasterCard has to offer.
Additional Perks
Various Internet account related services.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
No liability for unauthorized transactions.
Fraud and security protection services.
Lost wallet service.
Lost and stolen card reporting.
Emergency card replacement.
Emergency cash replacement.
Optional personal photo on card.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
See website for additional benefits.
Notations
The minimum APR for cash advances is 19.99%.
See website for complete terms and conditions of card usage and application disclosure.
View Website Details
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