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Citi® Platinum Select® Card
Issued By: Citibank |
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Reports to All Major Credit Bureaus to Help You Establish Your Credit History
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Secure, Free Online Account Management
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$0 Liability on Unauthorized Purchases
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Citi® Identity Theft Solutions
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No Annual Fee
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0% APR* on Balance Transfers and Purchases for Up To Twelve Months
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
999 months |
999.000% |
none |
Purchases, Balance Transfers |
Very Good |
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Card Info Last Reviewed 2007-09-21 |
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Our Review
The Citi® Platinum Select® Card, issued by Citibank, is designed for those with good credit who would like to take advantage of the various standard services and benefits provided by Citibank.
This card has a reasonable interest rate for purchases and balance transfers, no annual fee, and an attractive 0% introductory rate that can be applied toward purchases and balance transfers for up to twelve months.
It is important to note that there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.
The card does provide several platinum cardholder benefits that include auto rental insurance, fraud protection services, and up to $1,000,000 in travel accident insurance. However, there are no extraordinary benefits or services specifically available to cardholders in comparison to some other platinum credit cards.
Therefore, those who plan to take advantage of the introductory offers and the services provided will benefit most from what the Citi® Platinum Select® Card has to offer.
Additional Perks
Various Internet account related services.
Reports to all major credit bureaus to help you establish your credit history.
Citi Identity Theft Solutions.
$0 liability on unauthorized purchases.
Secure, free online account management.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Fraud and security protection services.
Lost wallet service.
Lost and stolen card reporting.
Emergency card replacement.
Emergency cash replacement.
Optional personal photo on card.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
See website for additional benefits.
Notations
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 1.99%, 4.99% or 6.99% + Prime Rate.
The minimum APR for cash advances is 19.99%.
See website for complete terms and conditions of card usage and application disclosure.
View Website Details
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