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Chase Platinum Visa®
Issued By: Chase |
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FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
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FREE Online Account Access
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No Annual Fee
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The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
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0% Intro APR for Up To 12 Months* on Purchases and Balance Transfers*
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
14.240% |
none |
Purchases, Balance Transfers |
Very Good |
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Card Info Last Reviewed 2007-08-23 |
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Our Review
The Chase Platinum Visa®, issued by Chase, is designed for those who have very good credit and are looking for an overall good platinum card with a rewards program.
Through the rewards program, cardholders earn one point for every dollar spent on purchases. Points may be redeemed for cash back, merchandise, travel, and gift cards. Points expire in five years, and there is a maximum of 60,000 points that may be earned per year.
The credit card has a reasonable interest rate (for those who qualify), an attractive 0% introductory rate for up to 12 months on purchases and balance transfers, and no annual fee.
Those who plan to occasionally carry a large revolving balance may find doing so costly due to the "Two Cycles Average Daily Balance" method used by this credit card to determine finance charges, which ends up costing more to maintain an occasional balance as compared to the "Average Daily Balance" method used by many credit card issuers.
This platinum card does offer a variety of additional cardholder benefits that include travel accident insurance, auto rental insurance, and free online account access.
Therefore, those who have a very good credit history, want to participate in the rewards program, and plan to take advantage of the various additional services and benefits will find the Chase Platinum Visa® to be an ideal card.
It is important to note that the various interest rates that can be applied to an individual's account may be confusing and should be fully understood before applying for the credit card.
Additional Perks
Various Internet account related services.
No liability for unauthorized transactions.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Various travel and emergency assistance services.
Travel accident insurance.
Extended warranty for purchases.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
Notations
The APR for purchases varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
View Website Details
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