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Chase Home Improvement Rewards(SM) Card
Issued By: Chase |
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No Annual Fee
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0% Introductory Rate on Purchases and Balance Transfers
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Receive Exclusive Tips from the Experts
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Participate in a Sweepstakes Opportunity that Will Get You Closer to Your Dream Home
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Redeem 2,500 Points for Either a $25 Gift Card or Gift Certificate, or a $25 Check
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Earn Up To 3 Points Per Dollar Spent on Home Improvement - That's a Full 3% Cash Back
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
14.240% |
none |
Purchases, Balance Transfers |
Limited or No Credit |
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Card Info Last Reviewed 2007-04-23 |
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Our Review
The Chase Home Improvement Rewards(SM) Card, issued by Chase, is designed for home improvement enthusiasts with average credit who plan to take advantage of the reward program.
Through the reward program, cardholders earn up to three points per dollar spent at the following stores: lumber or building supply stores; glass, paint, or wallpaper stores; and hardware stores. Cardholders also earn one point per dollar spent on all other eligible purchases. For every 2,500 points earned, cardholders will receive either a $25 gift certificate or a $25 check. Point redemption is limited to 60,000 points per year for general purchases and 30,000 points per year for home improvement purchases. Cardholders also receive a free Zircon iLine Laser Level after their first purchase.
The credit card has no annual fee and a reasonable APR for purchases (for those who qualify). There is also an attractive 0% introductory rate that can be applied towards purchases and balance transfers for the first twelve billing cycles.
Cardholders can expect common benefits provided by Chase, such as travel accident insurance, auto rental insurance, and various travel and emergency assistance services. This card also offers a sweepstakes opportunity, and cardholders receive exclusive tips from the experts.
Therefore, those who qualify for the lowest rate offered, will take advantage of the reward program, and plan to make improvements to their home will benefit most from what the Chase Home Improvement Rewards(SM) Card has to offer.
Additional Perks
Various Internet account related services.
Emergency cash replacement.
Emergency card replacement.
Lost and stolen card reporting.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
Purchase protection.
Extended warranty for purchases.
No liability for unauthorized transactions.
Year-end financial statement (upon request).
Travel accident insurance.
Opportunity to participate in a sweepstakes with the chance to win home improvement prizes.
Exclusive home improvement hints and tips in every account statement.
Access to an e-newsletter from the editors of The Family Handyman magazine.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
Notations
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
View Website Details
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