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Blue Sky from American Express®
Issued By: American Express |
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World Class Cardmember Benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
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No Annual Fee and 0% Intro APR
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No Blackout Dates, No Travel Restrictions
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Earn 1 Point for Every Dollar You Spend
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Redeem Points to Save on Any Airline, Hotel, Rental Car or Cruise - No Blackout Dates or Travel Restrictions
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
13.240% |
none |
Purchases |
Limited or No Credit |
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Card Info Last Reviewed 2007-04-19 |
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Our Review
The Blue Sky from American Express® is designed for those with very good credit and who plan to take advantage of the reward program.
Through the reward program, cardholders receive one point for every dollar spent on all purchases. An unlimited amount of miles can be earned, and miles do not expire as long as the card is active and within good standing. Points can be redeemed for discounts on any flight, hotel, rental car, or cruise, without blackout dates or travel restrictions. Points can only be redeemed toward one purchase at a time in 7,500 increments, which is equal to a credit of up to $100.
In addition to the benefits of the rewards program, the Blue Sky from American Express® offers auto rental insurance, an online year-end financial statement, and a unique service referred to as "Return Protection" (cardholders are credited up to $300 for purchases that are non-refundable within 90 days).
The card has a reasonable interest rate for purchases and has no annual fee. In addition, cardholders can take advantage of a 0% introductory rate for purchases (valid for six months) and a low 4.99% introductory rate for balance transfers (valid until the loan is paid off). It is important to note that the introductory rate for balance transfers only applies to those who initiate a transfer when applying online for the card.
Therefore, those who plan to take advantage of the reward program, pay in full each month after the introductory rate expires (to avoid finance charges), and will take advantage of the common benefits and services provided by American Express® will benefit most from what the Blue Sky from American Express® has to offer.
Additional Perks
Various Internet account related services.
Purchase protection.
Year-end financial statement (online).
Return protection.
Extended warranty for purchases.
Auto rental insurance.
Various travel and emergency assistance services.
Emergency card replacement.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
Notations
The APR for purchases varies according to the applicant's credit history and will be 4.99%, 6.99% or 9.99% + Prime Rate.
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure.
View Website Details
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