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Credit Cards
Our Expert Staff has reviewed & compared each and every card we offer. They have rated each card according to it's advantages and disadvantages. Ratings are based on other cards in the same category.
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Elite Rewards® World MasterCard® Credit Card
Issued By: Bank of America |
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 | Card Issued by FIA Card Services, N.A. |
| *Avis® Car Rental Discounts and Special Offers |
| *Fly on Major U.S. Airlines with No Blackout Dates |
| *No Annual Fee |
| *Get 800 Bonus Points after Your First Qualifying Retail Purchase(s)§§ |
| *Earn 1 Point for $1 in Net Retail Purchase(s)§ |
| *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles |
| *Earn Double Points for Purchases at Participating Merchants§§§§ |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
999 months |
15.990% |
none |
See Terms and Conditions |
Excellent |
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Baby Phat Prepaid Visa® RushCard
Issued By: Manufacturers and Traders Trust Company |
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| Helps Control Debt - You Can't Overspend! |
| Quick, Easy Application - No Monthly Fee |
| Everyone is Eligible — No Credit Check or Employment Verification |
| Free Money Loading With Direct Deposit and Free 24x7 Customer Service |
| Simple and Reasonable - No Monthly, Annual, or Hidden Fees |
| Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
NA |
NA |
NA |
none |
None |
Limited or No Credit |
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All-Access® MasterCard® Prepaid Card
Issued By: MetaBank |
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| Choice of GOLD or BLACK Designs |
| Free Account Alerts |
| No Bank Account Required |
| No Bounced Checks or Overdraft Fees |
| $10,000 Reload Capacity Nationwide |
| No Upfront Payment and No Minimum Balance |
| 100% Approved With No Credit Check |
| NO MONTHLY Fee (Ideal For Occasional Use) |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
NA |
NA |
NA |
none |
None |
Limited or No Credit |
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Citi CashReturns(SM) MasterCard®
Issued By: Citibank |
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| No Annual Fee |
| 0% APR* on Balance Transfers for 12 Months |
| Checks Will Be Sent Automatically Every Time You Earn $50 – No Calling Necessary |
| NO limit and NO Expiration on the Amount of Cash Back You Can Earn |
| Earn 1% Cash Back on ALL Purchases and Eligible Cash Advances After The First 3 Months |
| Earn 5% Cash Back on ALL Purchases for 3 Months |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
10.240% |
none |
Balance Transfers |
Limited or No Credit |
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Home Advantage™ MasterCard® from Bank of America
Issued By: Bank of America |
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| Secure Online Account Access and Electronic Bill Payment Service |
| Access to The MyConcierge(SM) Service, a Unique Personal Assistance Service |
| Absolute Fraud Protection Against Unauthorized Use, Online and Offline |
| No Limit to The Number of Points You Can Earn Each Year |
| Redeem Your Points as Extra Payments- Every Time You Earn 5,000 Points, You Can Redeem Them for Cash - Which Can be Applied Directly to Your Mortgage |
| Redeem Your Points For Cash Back, Travel With no Blackout Dates, Car Rental and Hotel Rewards, Brand Name Merchandise, or Gift Certificates |
| Earn 1 Point For Every $1 in Net Retail Purchases at All Merchants |
| 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks Through Your First Twelve Billing Cycles |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
999 months |
15.990% |
none |
See Terms and Conditions |
Excellent |
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