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Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card
Issued By: Bank of America |
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Card Issued by FIA Card Services, N.A.
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Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
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Absolute Fraud Protection
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Free 24/7 Concierge Service
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No Annual Fee
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Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
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Earn 1 Point for Every Net Retail Purchase Dollar
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
7.900% |
none |
Balance Transfers |
Very Good |
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Card Info Last Reviewed 2007-04-23 |
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Our Review
The Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to take advantage of the reward program.
Through the reward program, cardholders earn one point for every dollar spent on all qualifying purchases. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, dining certificates, and more. There is no limit to the number of points that may be earned per year, but any unused points do expire within five years.
The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 7.9% or 13.99%.
Aside from the reward program, cardholders can expect benefits such as fraud protection, a personal concierge service, and online account access.
Therefore, those who will qualify for the lowest rate offered and will take advantage of the introductory rate and the reward program will benefit most from what the Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card has to offer.
Additional Perks
See website for additional benefits.
Notations
This card is issued by FIA Card Services, N.A.
The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 7.9% or 13.99%.
See website for complete terms and conditions of card usage and application disclosure.
View Website Details
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