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Balance Transfer Credit Cards
These cards have 0% or very low introductory rates on balance transfer.
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CitiBusiness® Card
Issued By: Citibank |

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 | Business-Size Credit Line |
 | Personal Business Assistant - Make Requests 24/7 Online or by Phone for Business Information or Travel Reservations |
 | 24/7 Live Customer Service and Online Access |
 | Quarterly and Annual Account Summaries |
 | Savings on Everyday Business Purchases |
 | Free Additional Cards for Employees with Credit Limits You Set |
 | 0% APR on Purchases and Balance Transfers for Twelve Months - No Balance Transfer Fee with this Offer* |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
10.490% |
none |
Purchases, Balance Transfers |
Very Good |
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AT&T Universal Savings Platinum Card
Issued By: Citibank |

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 | Plus AT&T Calling Benefits: Up To 30 Free Phone Minutes Each Month; 2 Free Directory Assistance Inquiries Per Month and Other Wireless Benefits |
 | No Annual Fee |
 | 0% APR* on Balance Transfers for 12 Months |
 | Up To 10% Savings for the First 12 Months on AT&T Purchases |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
999.000% |
none |
Balance Transfers |
Very Good |
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Citi® Diamond Preferred® Rewards Card
Issued By: Citibank |

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 | $0 Liability on Unauthorized Purchases |
 | Price Protection Program |
 | Citi Identity Theft Protection |
 | 0% APR on Balance Transfers for Twelve Months |
 | No Annual Fee |
 | Free Rewards Program |
 | $50 Gift Card – Redeem 6,000 Bonus ThankYou(SM) Points after First Purchase Made Within First Three Months |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
999.000% |
none |
Balance Transfers |
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Citi® Hilton HHonors® Visa® Signature Card
Issued By: Citibank |

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 | Unlike Other Rewards Cards, There's No Annual Fee |
 | Complimentary Silver VIP Membership for First Year of Card Membership |
 | Earn 15,000 Hilton HHonors Bonus Points - Enough for Two Free Nights at Participating Hilton Family Hotels. Just Make a Purchase on The Card Within 60 Days of Account Opening |
 | 2.99% APR on Purchases and Balance Transfers for 6 Months, Then 17.49% |
 | Earn Two Hilton HHonors Bonus Points For Each Dollar Spent on Other Purchases |
 | Earn 6 Hilton HHonors Bonus Points For Each $1 Spent at Participating Hilton Family Hotels |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
2.99% |
6 months |
17.490% |
none |
Purchases, Balance Transfers |
Excellent |
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Citi® Dividend Platinum Select® Card
Issued By: Citibank |

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 | Secure, Free Online Account Management |
 | $0 Liability on Unauthorized Purchases |
 | Citi® Identity Theft Solutions |
 | No Annual Fee |
 | Earn Unlimited Cash Back by Shopping Within the Citi® Bonus Cash Center |
 | Earn Cash Back on Qualifying Balance Transfers on Eligible Cash Advances |
 | Earn 5% Cash Back at Gas Stations, Supermarkets, Drugstores, Convenience Stores, and Utilities including Cable for 6 Months and 2% Cash Back thereafter, Plus 1% on all Other Purchases |
 | 0% APR on Balance Transfers for 12 Months - a Balance Transfer Fee Applies with this Offer* |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
999.000% |
none |
Balance Transfers |
Very Good |
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