Protection when You Travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and More*

Your TrueBlue® Points Don't Expire When You Use Your Card*

Automatic Discounts at Leading Merchants through the OPEN Savings® Program*

Double Award Dollars on JetBlue® Purchases, Gas, Wireless Phone Charges, and More*

50 TrueBlue® Points, Worth 1/2 of a Free Flight, after Your First Purchase*

Exclusive Benefit for JetBlue Business Cardmembers: 5% Savings on JetBlue® Flights Purchased Directly from JetBlue, Using Your Card*

Winner of 2006 Freddie Awards: Voted Best Travel Rewards Credit Card by Frequent Travelers.

Fee-Free for Your First Year

Save on Business Purchases at Companies Like FedEx®, Delta®, Hertz®, and more.

Transfer to over 30 Frequent Flyer Programs, Most on a One-to-One Basis

Redeem at over 825 Participating Starwood Hotels and Resorts in 95 Countries with No blackout Dates. Starwood Hotels Include Sheraton®, Westin®, W Hotels®, St. Regis®, The Luxury Collection®, Le Meridien®, and Four Points by

Earn 1 Starpoint for Virtually Every Dollar You Spend on the Card and Double Starpoints at Participating Starwood Hotels and Resorts

Earn 10,000 Starpoints with Your First Purchase - That's Good for Up To 3 Free Nights!

Reports to All Major Credit Bureaus to Help You Establish Your Credit History

Secure, Free Online Account Management

$0 Liability on Unauthorized Purchases

Citi® Identity Theft Solutions

No Annual Fee

0% APR* on Balance Transfers and Purchases for Up To Twelve Months

First Year Fee-Free and Only $45 Thereafter

Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Outlets

Transfer Starpoints® - Almost Always on a 1:1 Basis - to the Frequent Flyer Programs of over 30 Major Airlines

Use Starpoints® for Free Nights and Upgrades at over 825 Participating Starwood Hotels and Resorts in 95 Countries

Plus - Earn an Additional 15,000 Bonus Starpoints® When You Spend $15,000 In 6 Months

Earn 10,000 Starpoints® with Your First Purchase - Enough for Up To 3 Free Nights

No Limit To the BA Miles

1 BA Mile for Every $1 Spent on All Other Purchases

2 BA Miles for Every $1 Spent on British Airways Purchases

$20 off Any British Airways Ticket Purchase Made Using the Card at www.britishairways.com/get20

20,000 Bonus BA Miles after First Purchase