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Balance Transfer Credit Cards
These cards have 0% or very low introductory rates on balance transfer.
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Choice Privileges® Visa® Card
Issued By: Bank of America |

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 | Card Issued by FIA Card Services, N.A. |
 | No Annual Fee |
 | Earn 2 Points Per Dollar on All Other Purchases |
 | Earn 15 Points for Every Dollar Spent at Choice Privileges Locations throughout the U.S., Canada, and Mexico, including Comfort Inn®, Comfort suites®, Quality®, Sleep Inn®, Clarion®, and MainStay Suites® |
 | 1.9% Fixed Introductory Annual Percentage Rates (APR) on Purchases and Balance Transfers (Not Cash Advances) for the First 6 Months |
 | Earn 8,000 Points after Your First Qualifying Purchases of $150, Plus Earn Points on All Your Purchases |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
1.90% |
999 months |
999.000% |
none |
Purchases, Balance Transfers |
Very Good |
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AT&T Universal Savings and Rewards Card
Issued By: Citibank |

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 | Plus AT&T Calling Benefits: Up To 30 Free Phone Minutes Each Month; 2 Free Directory Assistance Inquiries Per Month and Other Wireless Benefits |
 | No Annual Fee |
 | 0% APR* on Balance Transfers for 12 Months |
 | 1 ThankYou Point for Every Dollar You Spend on Non-AT&T Purchases |
 | Up To 10% Savings for the First 12 Months on AT&T Purchases |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
999.000% |
none |
Balance Transfers |
Very Good |
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IN:NYC® Card from American Express
Issued By: American Express |

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 | No Annual Fee |
 | 0% APR for 6 Months |
 | Points have No Expiration Date and You Can Redeem Points for Rewards in New York |
 | Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend in New York City |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
12.240% |
none |
Purchases, Balance Transfers |
Limited or No Credit |
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JetBlue Card from American Express®
Issued By: American Express |

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 | 200 Award Dollars = 1 TrueBlue Point and 100 TrueBlue Points = One Round Trip Flight |
 | Earn Double Award Dollars on Entertainment, Leisure, Travel and Dining |
 | Earn One Award Dollar for Virtually Every Dollar You Spend |
 | TrueBlue Points Don't Expire. Use Your Card or Fly JetBlue and the Life of Your Points is Extended for a Full Year |
 | Earn 50 TrueBlue® Points after Your First Purchase - That's Half Way to an Award Flight! |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
3.99% |
6 months |
18.240% |
$40.00 |
Balance Transfers |
Limited or No Credit |
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US Airways® Visa Signature® Credit Card
Issued By: Bank of America |

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 | Card Issued by FIA Card Services, N.A. |
 | Annual $99 Companion Certificate Good for Two Guests |
 | Award Travel to Over 139 Countries and 795 Airport Destinations Worldwide |
 | Up To $1,000,000 in Travel Accident Insurance |
 | One Mile Per $1 Spent in Net Purchases |
 | 25,000 Bonus Dividend Miles after First Purchase |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
999 months |
999.000% |
$90.00 |
Purchases, Balance Transfers |
Excellent |
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