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Balance Transfer Credit Cards
These cards have 0% or very low introductory rates on balance transfer.
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Pulaski Bank Gold Visa® Card
Issued By: Pulaski Bank |

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 | 9.5% APR |
 | 0% Balance Transfers |
 | No Annual Fee |
 | Low Rate |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
9.500% |
none |
Balance Transfers |
Good |
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Bank of America Rewards™ American Express® Card
Issued By: Bank of America |

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 | Free 24/7 Concierge Service |
 | Access to Special Cardmember Offers from American Express to Save on Shopping, Dining, Travel, Hotels, and Much More |
 | Earn One Point for Every Net Retail Purchase Dollar§ |
 | Redeem Your Points for Travel with No Blackout Dates, Discounts at Hotels, Cash, Brand-Name Merchandise, or Gift Certificates§ |
 | No Annual Fee and the Flexibility to Pay Over Time |
 | Get Double Points on Dining and Travel Purchases through January 1, 2007§ |
 | 0% Intro Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles |
 | Card Issued by FIA Card Services, N.A. |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
9.900% |
none |
Balance Transfers |
Limited or No Credit |
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Citi CashReturns(SM) MasterCard®
Issued By: Citibank |

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 | No Annual Fee |
 | 0% APR* on Balance Transfers for 12 Months |
 | Checks Will Be Sent Automatically Every Time You Earn $50 – No Calling Necessary |
 | NO limit and NO Expiration on the Amount of Cash Back You Can Earn |
 | Earn 1% Cash Back on ALL Purchases and Eligible Cash Advances After The First 3 Months |
 | Earn 5% Cash Back on ALL Purchases for 3 Months |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
10.240% |
none |
Balance Transfers |
Limited or No Credit |
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Delta SkyMiles® Gold Credit Card
Issued By: American Express |

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 | First Year Fee-Free, $85 Thereafter |
 | Earn One SkyMile for Virtually Every Dollar You Spend |
 | Always Double Miles® on Every Eligible Dollar You Spend at Supermarkets, Drugstores, Gas Stations and More |
 | 2,500 Bonus Miles for Adding an Additional Cardmember with their Application |
 | 15,000 Bonus Miles after First Purchase |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
9.99% |
99 months |
18.240% |
$85.00 |
Balance Transfers |
Good |
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Discover® More Card
Issued By: Discover |

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 | *View Discover® Card Rates, Fees, Rewards and Other Important Information |
 | 0% Intro APR* |
 | Customer Service in Less Than a Minute, Anytime You Want |
 | Double Rewards With More than 80 Cashback Bonus Partners* |
 | Up to 20% Cashback Bonus® When You Shop Online* |
 | Unlimited Cash Rewards, Automatically |
 | Earn More Cash in More Ways Than Anyone Else(SM)* |
 | Apply Now and Get $40 Cashback Bonus* |
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
12 months |
10.990% |
none |
Purchases, Balance Transfers |
Very Good |
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