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Amazon.com Platinum Visa® Card
Issued By: Chase |
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Zero Liability on Unauthorized Purchases
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No Annual Fee
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Recognized Everywhere Visa is Accepted
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0% Intro APR for 6 Months on Purchases and Balance Transfers, Variable Rate thereafter
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Free Rewards that Come Quickly, Easily, and Automatically
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Earn 1,500 Bonus Points after Your First Purchase with Your Amazon.com Visa Card
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
17.240% |
none |
Purchases, Balance Transfers |
Very Good |
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Card Info Last Reviewed 2007-04-23 |
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Our Review
The Amazon.com Platinum Visa® Card, issued by Chase, is designed for those with very good credit who plan to take advantage of the reward program.
Through the reward program, one point is earned for every dollar spent on general purchases (equivalent to a 1% rebate) and three points are earned for every dollar spent on Amazon.com purchases (equivalent to a 3% rebate). Once the cardholder earns 2,500 points, a certificate valued at $25 will be automatically issued, which can be redeemed for purchases at Amazon.com. Cardholders will also receive 1,500 bonus points after their first purchase.
This card has no annual fee. There is a 0% introductory rate on purchases and balance transfers for the first six months, but the interest rate is above average after the introductory rate expires.
Those who plan to occasionally carry a large revolving balance may find doing so costly due to the "Two Cycles Average Daily Balance" method used by this credit card to determine finance charges, which ends up costing more to maintain an occasional balance as compared to the "Average Daily Balance" method used by many credit card issuers.
In addition to the reward program, the card also offers common platinum benefits provided by Chase that include travel accident insurance, auto rental insurance, and various travel and emergency assistance services.
Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to frequently shop at Amazon.com (to earn the additional points) will benefit most from what the Amazon.com Platinum Visa® Card has to offer.
Additional Perks
Various Internet account related services.
No liability for unauthorized transactions.
Lost and stolen card reporting.
Emergency card replacement.
Emergency cash replacement.
Travel accident insurance.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
Extended warranty for purchases.
Purchase protection.
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
Notations
See website for complete terms and conditions of card usage and application disclosure.
View Website Details
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