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Amazon.com Business Visa® Card
Issued By: Chase |
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Online Quarterly Management Reports Help You Track Spending
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No Annual Fee
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0% Intro APR for 6 Months on Purchases and Balance Transfers
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All Authorized Card Users under Your Account Earn Points for You
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For Every 2,500 Reward Points, You'll Automatically Receive a $25 Amazon.com Reward Certificate
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Earn 1 Reward Point for Every Dollar Spent on All Other Purchases
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Earn 3 Reward Points for Every Dollar Spent at Amazon.com
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Earn 1,500 Bonus Points after Your First Purchase
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
6 months |
17.240% |
none |
Purchases, Balance Transfers |
Limited or No Credit |
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Card Info Last Reviewed 2007-04-23 |
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Our Review
The Amazon.com Business Visa® Card, issued by Chase, is designed for those with very good credit who plan to take advantage of the reward program.
Through the reward program, one point is earned for every dollar spent on general purchases (equivalent to a 1% rebate) and three points are earned for every dollar spent on Amazon.com purchases (equivalent to a 3% rebate). Once the cardholder earns 2,500 points, a certificate valued at $25 will be automatically issued, which can be redeemed for purchases at Amazon.com. Cardholders will also receive 1,500 bonus points after their first purchase.
This card has no annual fee. There is a 0% introductory rate on purchases and balance transfers for the first six months, but the interest rate is high after the introductory rate expires.
Those who plan to occasionally carry a large revolving balance may find doing so costly due to the "Two Cycles Average Daily Balance" method used by this credit card to determine finance charges, which ends up costing more to maintain an occasional balance as compared to the "Average Daily Balance" method used by many credit card issuers.
In addition to the reward program, the card also offers common benefits provided by Chase that include travel accident insurance, auto rental insurance, and various travel and emergency assistance services.
Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to frequently shop at Amazon.com (to earn the additional points) will benefit most from what the Amazon.com Business Visa® Card has to offer.
Additional Perks
Various Internet account related services.
Travel accident insurance.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
No liability for unauthorized purchases.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
Notations
See website for complete terms and conditions of card usage and application disclosure.
View Website Details
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