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Advanta Platinum BusinessCard with Rewards
Issued By: Advanta |
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Personalized Card -- Your Company Name on The Top of the Card
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$0 Fraud Liability
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No Annual Fee and No Limit on Earnings
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Choice of 5% Cash Back or Travel Rewards
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7.99 Variable APR on Purchases
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0% APR on Balance Transfers for 16 Months, 7.99% Fixed APR Thereafter
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CreditCard49 Rating
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Intro Good On |
Credit Needed |
0.00% |
999 months |
7.990% |
none |
Balance Transfers |
Very Good |
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Card Info Last Reviewed 2007-08-20 |
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Our Review
The Advanta Platinum BusinessCard with Rewards, issued by Advanta, is designed for business owners who are looking to consolidate business expenses onto one credit card account and would like to earn rewards or rebates for business purchases.
Through the rebate program, cardholders will receive a 5% rebate on qualifying net purchases of gasoline and diesel fuel; computers, computer supplies, electronics, and office supplies; utilities and telecommunications; and online advertising services. A 1% rebate will be received for all other net purchases. Cardholders will receive a $50 check following any billing cycle in which their unpaid earned rewards reach $50. However, there is a yearly limit of $300 in rebates, and only $25 in rebates can be earned each month.
Cardholders may also choose the reward program, which allows them to earn one point for every dollar spent on all purchases made with the card. These points can be redeemed for various travel rewards or pre-paid bonus cards. There is no yearly limit to the number of points that can be earned; however, points do expire in three years. Both programs are free.
Many common platinum business features can be found with this card, such as auto rental insurance, extended warranty coverage, itemized expense reports, and online account access. Cardholders are also offered discounts on various products and services from participating retailers and merchants.
The card has no annual fee and an attractive long term 0% introductory rate on balance transfers. This card also has a very low interest rate that applies as long as payments are up to date; applicants should review the terms and conditions provided by the card issuer.
Therefore, individuals who may occasionally carry a balance and plan to take advantage of the additional benefits and services provided (especially the retailer and merchant discounts) will benefit most from what the Advanta Platinum BusinessCard with Rewards has to offer.
Additional Perks
Various Internet account related services.
Personalized business design.
Personalized business checks.
Personalized billing date.
Online statements and management reports.
Auto rental insurance.
Purchase protection.
Extended warranty for purchases.
Discounts on products and services at participating merchants and retailers.
Compatible with Quicken® and Microsoft Money® software.
Access to travel rewards or rebate program.
See website for additional benefits.
Notations
Cardholders can only enroll in either the cash back rebate program or the travel rewards program.
The variable APR for cash advances varies according to the applicant's credit history and will be either 7.99% or 19.99%.
See website for complete terms and conditions of card usage and application disclosure.
View Website Details
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